Saturday, December 18, 2010

HOLIDAYS

Holidays and grandchildren seem to go hand in hand. Micah enjoyed cleaning the remains of cranberry salad off the serving dish. The transition of joy is being passed to the next generation. In our early adulthood we had great fun watching our children discover the world. Now we are watching their's do the same.

Saturday, November 20, 2010

TALIA

Time to add another grandchild. This makes number three. Talia (dew from heaven) Pendo (love). It just gets better and better!

Friday, November 12, 2010

POLICIES OF THE FEDERAL RESERVE



So what do you think of all the press about the policies of the Federal Reserve? Should we go back to the gold standard? Since the economic crises, everyone seems to be more educated than they used to be. What is your opinion? Are we headed for another financial crises? Read this article about Ron Paul. He has a lot more influence now than before the elections.

Monday, October 11, 2010

YOUR STOCK MARKET PORTFOLIO



See this article in Fortune magazine. I'm riding this one out, just like I did when the market dropped two years ago. Timing the market is futile. What is your experience?

Thursday, September 30, 2010

DOUBLESPEAK



Have you ever felt manipulated by language? It happens daily. Doublespeak is used to disguise, distort, or reverse the meaning of words, often by employing euphemism or ambiguity. For example, downsizing vs layoffs; freedom fighter vs terrorist; full-figured vs fat; visually impaired vs blind. I think the word you choose depends on which side you are on. I have found that I have to filter input through a doublespeak lens. Even then, I don't know how much gets through without being detected. I find myself second guessing the weather report.

Another interesting word is doublethink. It was coined by George Orwell in his sci-fi classic 1984. Doublethink is the mental capacity to accept as equally valid two opinions or beliefs that contradict each other. We see it everyday. One example is the man that has an affair and also believes he is committed to his marriage. He sees no contradiction, or perhaps rationalizes his behavior in some way. Rationalization is the bedfellow of doublethink. If you can define the rationalization, you can identify the doublethink.

When you face up to your contradictions, you either change one of the beliefs, or you adjust your philosophy of life to allow both to coexist. If someone points out to that person the original inconsistency and the corresponding lifestyle adjustment they made, their reaction can be extremely defensive. That's not surprising, since they are probably expending a lot of mental energy keeping everything balanced in their mind. We see this most often when someone is raised with certain moral values, and then rejects those values as an adult because those same values condemn their present moral behavior.
Have you been the recipient of doublespeak or a victim of doublethink?

Thursday, September 23, 2010

DARK STAR SAFARI


Paul Theroux revisited Africa 35 years after teaching in Malawi. He traveled from Cairo to Cape Town, and along the way records the changes that have occurred. This is a discouraging book to read, because Africa has become "...hungrier, poorer, less educated, more pessimistic, more corrupt, and you can't tell the politicians from the witch-doctors."

It is just as interesting, however, to study the author. He describes himself as a loner, and thoroughly enjoys being where no one knows where he is. His encounters with various personalities along the way reveal inner struggles with loneliness, pessimism, and despair. Frankly, that trip would make me have those feeling too, but you get the sense that he planned this trip to escape from western culture one last time while his health is good. He has absolutely no hope for Africa's future, and he himself has no hope. It is a journey of a hopeless man traveling through a hopeless continent. His character reminds me of Jack London and Ernest Hemingway.

Before you say, "Forget reading that book!" I want to assure you that you will not be disappointed. Thoroux has a way with words that make Africa come alive in your mind. There is a reason he is recognized as a successful writer. If you research his life, you will find that the whole extended family is full of writers. (Why did he get all the genes?)

Most interesting is his opinion of aid workers. It convinced me that organizations such as Lahash are the only successful ones, because they are partnering with existing local ministries, as opposed to a top-down approach.

Read this book and give me your feedback.




Monday, September 6, 2010

REDEEMING THE TIME


Everyone likes to have time. Time for a vacation, time to work, time to play, time to be with the one we love. I have been thinking a lot about time. The old adage "stop and smell the roses" applies here. I have a tendency to plan into the future without enjoying today. A lifetime of doing that would be like the movie of the guy who goes into Bed Bath and Beyond and gets a remote control that allows him to fast forward through life. I can't remember the name of the movie, but it had a message. Are you having fun yet? Or is the fun always in the future?

Saturday, July 31, 2010

TEN STOCK MARKET MYTHS THAT JUST WON'T DIE


Read this article by Brett Arends in the Wall Street Journal. Sometimes we assume that since a principle is usually true, that it is always true. These ten myths will knock the props out from under your assumptions.

Sunday, July 25, 2010

CENTRAL OREGON


Lin took this photo on the hillside above our campsite. We were hiking to the top of the ridge when she noticed this snag. The terrain is amazing. The view of the surrounding mountains is breathtaking.

Wednesday, July 14, 2010

SLIDING TOWARD DEFLATION


Read this article by Paul Krugman. Deflation happens when prices start going down. You would think that would be a good thing. However, it's not. When prices go down, people put off purchases, knowing that next month the price will be lower. A reduction in purchases causes higher unemployment, and it becomes a self-fulfilling prophecy. My recommendation is to be prudent, but not over-react.

Thursday, July 1, 2010

THE 4 PERCENT RULE


Here is some more information on the 4 percent rule I discussed several months ago. The only suggestion I have to add is that your annual withdrawal each year should be 4% of the remaining principle, not 4% of the initial amount. There is a big difference. The worst case scenario would be a gradually decreasing nest egg. Theoretically you would never run out of money, because if your retirement reduces to just a few dollars, you are still removing only 4% of that amount each year. In the best case, your nest egg will return over 4% annually, which would allow your annual withdrawals to gradually increase.

Tuesday, May 25, 2010

CULTURAL POVERTY



Nicholas Kristof is a columnist for the New York Times. He has traveled extensively in the third world studying the effects of poverty on families. His guest column in the Oregonian May 25 titled, "When the Poor Spend Aid Unwisely," discusses how the very poor spend their money. The man of the house will typically spend the money they have on alcohol and cigarettes, leaving little for food or school expenses for the children. Because of this, the increasingly popular micro-loan programs are focused on the women.

The underlying theme seems to be that it is not so much the lack of money which creates the problem, as it is the personal values and spending habits of the men in the culture. Nicholas makes the point that we need to do a better job of directing aid money away from wine and prostitution and toward getting children in school and providing mosquito netting. I don't think the issue of deadbeat dads is confined to the third world. The recently popular Angela's Ashes describes the same issues in the urban poor of the early 20th century in the United States.

Drugs have always provided an escape from reality. In our culture it crosses all social classes, so it doesn't necessarily have anything to do with poverty. Perhaps it has more to do with a sense of hopelessness and despair. I don't know why the rich use drugs. Perhaps they are bored. Meth is the latest scourge, and it seems to impact both men and women equally.

Now we are in a crises. Mexico is in a fight for survival, fueled by the demand for drugs in the U.S. In Oregon, the state owns the liquor stores, and most states have a monopoly on gambling. I think there is a disconnect here. We dispense liquor and promote gambling, and crack down on others who want a share of the action. We have a government with a mandate to serve the people making millions of dollars on their addictions and weaknesses. Am I the only one who sees a problem?

Thursday, May 20, 2010

April Showers, May Flowers


April showers do bring May flowers, but here in Western Oregon the showers still continue and it's almost June! At least we have green yards and lots of flowers. The plants love the cool weather. We finally planted tomatoes. Any earlier, and they would have drowned. I feel sorry for those who can't mow their grass on the one dry day we have each week. More wet weather is forecast, but I think we will have one dry afternoon this weekend so everyone can mow. I like the fresh air that the rain brings.

Tuesday, May 11, 2010

LAUGHTER


Laughter seems to be a natural anecdote for moodiness. Tuesday's Oregonian had an article about laughter yoga classes. People show up and laugh for about 30 minutes. No jokes, no funny movies, just laughing. I'm not sure I could get into the spirit of it. I like a good joke to get me started. Walking into a room full of strangers and participating in group laughter sounds almost wrong.
I think there was more laughter when families were larger. My mother was the oldest of seven, and family reunions were a gas. Uncle Howard was a master storyteller, and his yarns always began as a believable story, but ended with the listener as the victim of humor. My aunts were always quick to share funny stories and jokes. Consequently, laughter abounded when we all got together.
Perhaps it is more difficult to laugh when you only have two or three siblings, because there are fewer jokes and stories per person. We still have a good time, however, and someone always has a good story.
Proverbs says that a merry heart is good medicine. Remember that funny story, I want to hear it. If I get desperate I may have to attend laughter yoga class.

Tuesday, April 6, 2010

STARRY SPLENDOR


Here is another awesome photo. It makes me feel small. It makes God seem incomprehendable.

Sunday, March 7, 2010

SPIRAL GALAXY

I retrieved this photo off the NASA website. It is 50 million light years away, so we are looking at what it was doing 50 million years ago. The center has a black hole of about 100 million solar masses. Our own galaxy's black hole is only a few million solar masses, so it is small by comparison. And to think that God merely spoke it all into existence.

Sunday, February 21, 2010

SPRINGTIME

Spring is my favorite season. Flowers spring out of barkdust. You have no idea what is lurking beneath the soil. It also reminds me of new life. I like to be reminded of new life, since mine is getting less new every year. My son J.R. had an encouraging word, when he said, "Dad, you have a whole lot of deteoriating to do." He was referring to the next 20 years, of course. Time will eventually have it's way with my body, but for now I feel just like I did 40 years ago. That doesn't mean I have the endurance, just the feel good part. I want to feel good for a long time, so I can enjoy both my existing grandchildren and those yet unborn. I want them to enjoy the flowers with me. What is your favorite season?